Insurers are significantly challenged in terms of asset allocations, profitability, solvency and business model adaption. The low-interest rate environment was and still is, also after Covid-19, one of the main issues for the insurance market.
Given this context, the report assesses the risks and implications of the ultra-low/negative yields on the investment behaviour of insurers, considers how challenged are the profitability and solvency positions of the European insurance market and describes the impact on the insurance business models and consumers.
Read more here.